Jan Needed Health Insurance

question 16

Multiple Choice

Jan needed health insurance.She met with an agent who described the provisions of a health insurance policy.Jan purchased the policy.When she got home,she reviewed the policy and noted several provisions were different from what the agent described.She was not satisfied with the policy and immediately sent it back to the agent with a note stating her reasons for returning the policy.Jan is guaranteed a premium refund because of which policy provision?

• A)waiting period
• B)time limit on certain defenses
• C)ten-day right to examine the policy
• D)waiver-of-premium provision

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Definitions:

Treat Pain

The application of medical and non-medical therapies to reduce or eliminate discomfort in individuals.

Chronic Low Self-Esteem

A long-standing and persistent sense of inadequacy or negative self-assessment.

NOC Outcome

A term likely referring to outcomes related to nursing, such as in the Nursing Outcomes Classification system, which measures patient health outcomes after nursing interventions.

Decision Making

The cognitive process of selecting a course of action from among multiple alternatives to achieve a desired outcome.