All of the Following Statements About the Requirements to Reinstate

question 17

Multiple Choice

All of the following statements about the requirements to reinstate a lapsed life insurance policy are true EXCEPT

• A)Evidence of insurability is required.
• B)The lapse must have resulted from other than the surrender of the policy for its cash value.
• C)All overdue premiums must be paid along with interest from the premium due dates.
• D)The policy must be reinstated within 1 year.

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Definitions:

Relapse

The return of a disease or the reappearance of symptoms after a period of improvement.

Behavioral Approaches

Methods in psychology focused on understanding and changing people's behaviors through techniques such as reinforcement and conditioning.

Cognitive-Behavioral Training

A psychotherapeutic approach that addresses dysfunctional emotions, behaviors, and cognitions through a goal-oriented, systematic process.

Relaxation Training

Techniques and practices designed to reduce stress and anxiety, promoting a state of calmness.