Which of the Following Statements About the Waiver-Of-Premium Provision Is

question 49

Multiple Choice

Which of the following statements about the waiver-of-premium provision is true?

• A)Because the probability of becoming disabled exceeds the probability of premature death,the cost to include this provision is usually prohibitive at younger ages.
• B)Premiums are usually waived if the insured becomes partially disabled.
• C)Life insurance protection continues in force during a period of disability,but dividends cease and cash values are reduced.
• D)The disability must occur before a stated age,such as 65,for premiums to be waived.

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Definitions:

Workaholics

Workaholics are individuals who compulsively work long hours, well beyond what is required, often to the detriment of personal relationships and health.

Repressed Anger

Anger that is suppressed and not consciously acknowledged, which can lead to psychological and emotional issues if not addressed.

Physiological Problems

encompass medical conditions or health issues affecting the body's normal biological functions.

Hostility

A feeling or attitude of deep animosity, antagonism, or anger toward other individuals or entities.