Which of the Following Statements About Accelerated Death Benefits Riders

question 48

Multiple Choice

Which of the following statements about accelerated death benefits riders is (are) true?
I.Under a terminal illness rider,after a partial payment is made to the insured,there is a reduction in the face amount of insurance,cash value,and premiums.
II.Benefits under a long-term care rider are for home health care only.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

Adler

Alfred Adler, an Austrian medical doctor and psychotherapist, and founder of the school of individual psychology, known for his concepts of inferiority complex and striving for superiority.

Positive

Refers to emotions, attitudes, or occurrences that are optimistic or beneficial in nature.

Anti-positivistic

A stance or approach in social science that criticizes or rejects the positivist belief in empirically observable, quantifiable facts and the notion that knowledge should only be derived from sensory experience.

Positivistic

Pertaining to positivism, a philosophy that advocates for the empirical and scientific approach to knowledge, emphasizing observable, objective facts.