When the Capital Retention Approach Is Used to Determine How

question 47

Multiple Choice

When the capital retention approach is used to determine how much life insurance to purchase,all of the following are subtracted from total assets to calculate the capital available to produce income EXCEPT

• A)investments in stocks and bonds.
• B)non-income producing capital such as autos and the value of the home.
• C)the amount of money needed to pay off the mortgage.
• D)auto loans and credit card debt.

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Definitions:

Black Clients

Refers to individuals of African descent who are receiving services in a psychological or therapeutic setting, highlighting the importance of culturally competent care.

White Therapists

Therapists who identify as belonging to the White or Caucasian racial group, the consideration of their racial identity can be relevant in understanding dynamics in therapy, especially concerning racial and cultural sensitivity.

Cultural Differences

encompass the variations in practices, norms, and values among individuals from different societies or cultural backgrounds.

Transference

In psychotherapy, the redirection of a patient's feelings for a significant person to the therapist.