Which of the Following Statements About Policies Sold to Preferred

question 1

Multiple Choice

Which of the following statements about policies sold to preferred risks is (are) true?
I.Preferred risks are people whose mortality experience (deaths per thousand at a given age) is expected to be more favorable than average.
II.Insurers require preferred risks to purchase at least a minimum amount of life insurance,such as $250,000.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

Deep Brain Stimulation

A neurosurgical procedure involving the implantation of a medical device called a brain stimulator, which sends electrical impulses to specific targets in the brain for the treatment of movement and neuropsychiatric disorders.

Lewy Bodies

Abnormal aggregates of protein that develop inside nerve cells, contributing to Parkinson's Disease, Dementia with Lewy Bodies, and other neurological disorders.

Parkinson Disease

A neurodegenerative disorder characterized by motor symptoms such as tremors, stiffness, and slowed movement due to the loss of dopamine-producing neurons.

Down Syndrome

Chromosomal abnormality resulting in intellectual impairment and other abnormalities, usually caused by an extra chromosome 21.