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Under one type of merit rating,the class or manual rate is adjusted upward or downward based on past loss history.This type of merit rating is called
Metacarpals
The five long bones found in the hand between the wrist (carpals) and the fingers (phalanges), making up the palm.
Phalanges
The skeletal structures found within human fingers and toes.
Carpals
The eight small bones that make up the wrist that connects the hand to the forearm.
Femur
The thigh bone, which is the longest, strongest, and heaviest bone in the human body, extending from the hip to the knee.
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