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One Source of Life and Health Insurance Underwriting Information Is

question 21

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One source of life and health insurance underwriting information is an organization that life and health insurance companies can join.As a member,life and health insurance companies report health impairments of applicants,and this information is shared with member companies.Although the information is shared,the underwriting decision of the member company is not disclosed.What is this organization called?


Definitions:

Psychotherapy

A therapeutic treatment approach involving psychological methods, particularly when based on regular personal interaction with adults, to help a person change behavior and overcome problems in desired ways.

Predictable Results

Outcomes or consequences that can be reasonably foreseen or expected based on certain conditions or previous experiences.

Cognitive Therapy

A psychotherapeutic approach that aims to change negative patterns of thinking or behavior that contribute to people's psychological distress.

Negative Thoughts

Cognitive processes that are pessimistic or detrimental to one's well-being, often associated with feelings of failure, dissatisfaction, or despondency.

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