Neil Needs Insurance That Is Unavailable in the State Where

question 3

Multiple Choice

Neil needs insurance that is unavailable in the state where he lives.To obtain insurance from a nonadmitted insurer,Neil should contact a

• A)surplus lines broker.
• B)nonadmitted agent.
• C)general agency broker.
• D)direct writer.

Understand the principles of informal vs. formal rule-making processes within administrative agencies.

Gain knowledge on the roles and powers of administrative law judges (ALJs) in the initial order process and the consequences of not appealing their decisions.

Comprehend the legal framework and consequences surrounding the non-compliance with agency rules, including subpoena power and the imposition of penalties.

Recognize the legislative process involved in creating administrative agencies, including enabling legislation and the agency's rule-making authority.