Factor Analysis Has Been Used to Assess Whether

question 42

Multiple Choice

Factor analysis has been used to assess whether

• A) intelligence is determined primarily by heredity or by experience.
• B) intelligence is a single trait or a collection of distinct abilities.
• C) intelligence scores remain stable over the life span.
• D) differences in intellectual ability exist between groups of individuals.

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Definitions:

Truth in Lending Act

A federal law designed to promote informed use of consumer credit by requiring disclosures about its terms and cost.

Credit Terms

Conditions under which credit is extended by a lender to a borrower, including interest rates, repayment schedule, and other critical terms of the credit agreement.

Identity Theft

Identity theft is the fraudulent acquisition and use of someone's private identifying information, typically for financial gain.

FTC

Stands for the Federal Trade Commission, a U.S. federal agency tasked with protecting consumers and maintaining competition.