Examlex
What are the three C's of the stress-protective factor referred to as hardiness?
Thrift Institutions
Financial institutions that primarily accept savings deposits and make mortgage and other loans.
Actual Reserves
The total funds a bank has in its vault or deposited with the central bank, available for immediate use.
Required Reserves
Required reserves refer to the minimum amount of funds that a bank must hold in reserve against deposits, as mandated by central banking regulations to ensure bank liquidity.
Excess Reserves
The reserves that banks hold over and above the regulatory requirements set by the central bank or banking regulator.
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