Refer to the following graph to answer the following questions: 
-Assuming the figure represents the market for loanable funds,which of the following would represent a decrease in time preferences (i.e.,people are more patient) ?
Definitions:
Behavior Modification
The use of learned techniques to improve or change specific behaviors.
Rational-Emotive Behavioral Therapy
A form of psychotherapy that helps individuals identify self-defeating thoughts and feelings, challenge the rationality of those feelings, and replace them with healthier, more productive beliefs.
Medial Prefrontal Cortex
A region of the brain involved in decision making, personality expression, and moderating social behavior.
Amygdala
A region of the brain involved in processing emotions, including fear and pleasure, crucial for forming memories associated with emotional events.
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