Which of the Following Statements Is True About Coinsurance,deductibles,and Co-Payments

question 69

Multiple Choice

Which of the following statements is true about coinsurance,deductibles,and co-payments?

• A) These work as a ration on health care consumption by forcing the insured to pay out-of-pocket for a portion of his or her expenditures.
• B) Since insurance companies already completely pay for an insured's medical treatment,these payments only add to the cost of health care without providing additional benefits.
• C) Industry regulators consider these practices largely fraudulent,and numerous states are attempting to ban their use in insurance policies.
• D) Over a lifetime,they result in consumers paying more for their insurance than they would for medical care.
• E) They trivialize the need for healthcare intermediaries.

---

Definitions:

Getting Type

A personality trait characterized by a focus on acquiring possessions or status rather than giving or creating.

Stressful Situations

Scenarios or events that trigger a physical or mental stress response, ranging from everyday challenges to significant life changes.

Early Recollections

A technique in Adlerian therapy focusing on analyzing the first memories of individuals to understand their lifestyle and personal logic.

Feelings Of Inferiority

Emotions arising from a sense of inadequacy or inability to achieve desired standards, often influencing motivation and behavior.