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If Firm A is making zero economic profits,
Negotiable Instrument
A written document that is signed by the maker or drawer and that contains an unconditional promise or order to pay a certain sum of money on delivery or at a definite time to the bearer or to order.
Holder in Due Course
A legal term describing a party who has acquired a negotiable instrument in good faith and for value, thereby having certain protections against defenses and claims.
Alters
Changes or modifies something, often in a way that significantly affects its form or character.
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