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The Study by Ames and Colleagues at Simon Fraser University

question 7

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The study by Ames and colleagues at Simon Fraser University and Chisholm of St.Francis Xavier University on Romanian orphans adopted into Canadian homes found that two years after adoption:


Definitions:

Statutory Lien

A legal claim on property, either personal or real, granted by law to creditors as security for a debt or obligation.

Debtor

An individual or entity that owes money or is in debt to another party.

Composition Agreement

An arrangement between a debtor and their creditors in which the creditors agree to accept a partial payment in satisfaction of the debts owed.

Creditors

Creditors are individuals or entities that are owed money by another entity or individual, known as a debtor.

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