Identify whether the following measures are labor or capital saving.
Definitions:
Insured's Liability
The obligations or responsibilities for which an insured party is covered under an insurance policy.
Fiduciary Duties
Obligations that require individuals in certain positions of trust to act in the best interest of another party.
Insurance Agent
A professional licensed to sell and advise on insurance policies and products on behalf of insurance companies.
Applicant for Insurance
An individual or entity applying for coverage under an insurance policy.
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