Examlex
The real interest rate can never be negative.
Culture
The social behavior, norms, knowledge, beliefs, arts, laws, customs, and habits of the members of a society.
Cultural Competency
The capacity to comprehend, converse with, and efficiently engage with individuals from diverse cultural backgrounds.
Xenophobia
Fear of strangers and foreigners.
Ethnocentrism
The belief in the inherent superiority of one's own ethnic group or culture, often accompanied by a feeling of contempt for other cultures.
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