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Consider two children, Janet and Joey, sharing the same room. Janet loves to play loud music while Joey does not like loud music. Suppose Janet is willing to pay Joey $2 to be allowed to play loud music, and Joey is willing to pay Janet $3 to keep the room quiet.
Ferns
A group of non-flowering vascular plants that reproduce via spores and have neither seeds nor flowers.
Bryophyta
A division of non-vascular land plants that are known as mosses, characterized by life-cycles with a dominant gametophyte stage.
Hepaticophyta
A division of non-vascular plants commonly known as liverworts, which are close relatives of mosses and hornworts.
Anthocerophyta
is a division of non-vascular plants that includes the hornworts, characterized by a sporophyte that grows from the gametophyte.
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