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Exhibit 5-3
-In utility analysis, it is assumed that marginal utility decreases as consumption of a product decreases.
Social Changes
Alterations in the societal structure, cultural norms, and values over time.
Provincial Health Care
The health services provided by each of the provinces or territories in Canada, which can vary regionally while being universally accessible to residents.
Supplementary Health Benefits
Additional health-related benefits provided by employers, beyond basic medical coverage, such as dental or vision care.
Employer Health Plans
Insurance schemes provided by employers to cover the medical costs of their employees.
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