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The available evidence (does/does not) show that ethnic differences in average IQ scores are due to genetic differences.
Covariance
A measure indicating the degree to which two variables move in relation to each other.
Risk-Free Rate
The theoretical return on investment with no risk of financial loss, typically represented by the yield on government securities.
Standard Deviation
A statistical measure that quantifies the amount of variability or dispersion around an average.
Optimal
The most favorable or desirable condition, outcome, or level, often in terms of efficiency or success.
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