What Recourse Is Available to the FDIC When a Bank

question 100

Multiple Choice

What recourse is available to the FDIC when a bank fails?

• A) Funds can be taken from the insurance deposit fund to pay off creditors.
• B) Employee behavior is monitored and analyzed to ensure ethical behavior.
• C) Interest rates can be raised to offset the cost of payouts.
• D) Other banks are purchased to cover the cost of the failure.
• E) Bank assets can be disposed of in order to pay off debt.

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Definitions:

Overcorrection

A term that encompasses several different techniques and behavioral principles to reduce inappropriate behavior. The objective is to have students practice repeatedly a positive behavior contingent on the performance of an inappropriate behavior.

Appropriate Behaviors

Actions or reactions of an individual in a given situation that are considered suitable, acceptable, or desired according to societal norms or specific settings.

Punishment Procedures

Techniques used to decrease the likelihood of a behavior recurring, typically by introducing a negative consequence or withdrawing a positive stimulus.

Escape Conditioning

A term synonymous with negative reinforcement but tends to be more descriptive of the process.