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Which of the following transactions are NOT included among Automated Clearing House payments?
Infants' Tendencies
Natural or instinctual inclinations or propensities observed in babies, such as innate reflexes or preferences.
Surprising Events
Occurrences that defy individuals' expectations or predictions, often leading to cognitive and emotional responses.
Novel Objects
Objects that are new, unfamiliar, or have not been encountered before by an individual.
Infants' Behaviors
The actions or reactions of babies, typically from birth to one year of age, as they interact with their environment and develop.
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