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Describe the use of the UNION operator.
Electronic Fund Transfer
A digital transaction that moves funds from one account to another without the use of cash or paper checks.
Overdraft
An overdraft occurs when money is withdrawn from a bank account and the available balance goes below zero, leading to a negative balance.
Dishonored Check
A check that a bank refuses to pay or clear, typically because there are insufficient funds in the account on which it is drawn.
Certified Check
A personal check guaranteed by the issuing bank, ensuring that the check writer has sufficient funds for the check to clear.
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