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Flood damage to movable property is insurable.
Ethnic Groups
Communities or populations that share a common cultural background, heritage, language, or religion, and are often distinguished by social, cultural, or national boundaries.
Structural Conditions
The institutional and societal systems, arrangements, and frameworks that shape individual and group behaviors and opportunities.
Multiculturalism
The co-existence of diverse cultures, where culture includes racial, religious, or cultural groups and is manifested in customary behaviors, cultural assumptions and values, patterns of thinking, and communicative styles.
Cultural Diversity
Refers to the variety of cultural or ethnic groups within a society, embracing differences in traditions, values, and ideas.
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