The Aggregate Increased Cost to Society of Operating the Insurance

question 50

Multiple Choice

The aggregate increased cost to society of operating the insurance mechanism includes all of the following except:

• A)cost of operating the insurance company
• B)losses due to uninsured flood losses
• C)the occurrence of intentional losses to collect insurance
• D)the tendency for insureds to exaggerate the amount of actual losses in the claim process

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Definitions:

T Tubules

Tube-like structures in muscle cells that play a role in transmitting electrical impulses from the cell surface to the interior, triggering muscle contraction.

Sarcolemma

The fine transparent tubular sheath which envelops the fibers of skeletal muscles.

Sarcoplasmic Reticulum

A specialized type of endoplasmic reticulum in muscle cells that stores and releases calcium ions.

T Tubules

Tubular extensions of the cell membrane that penetrate into the center of skeletal and cardiac muscle cells, facilitating the transmission of electrical signals.