The Use of an Applicant's Personal Opinions by Underwriters for Rating

question 68

Multiple Choice

The use of an applicant's personal opinions by underwriters for rating criteria directly violates which guiding principle of underwriting?

• A)separation and class homogeneity
• B)reliability
• C)incentive value
• D)social acceptability

Understand appropriate tone and etiquette in email communication.

Recognize the implications of using certain formatting conventions (e.g., ALL-CAPS, exclamation marks) in digital communication.

Comprehend the evolving role and methods of communication within the modern workplace.

Identify the structure and components of email messages and memos.

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Definitions:

Low Morale

Refers to a general feeling of dissatisfaction, disappointment, or lack of enthusiasm among employees within an organization.

Expected Number

A statistical term referring to the average or mean value anticipated in a probability distribution or experiment outcome.

Breakdowns

Refers to the failure of a system, process, machinery, or equipment, leading to a halt in operations or productivity.

Routine Inspections

Regular, scheduled examinations or checks of equipment, facilities, or processes to ensure they are in good condition and comply with standards.