Given the Requisites of an Insurable Risk,which of the Following

question 44

Multiple Choice

Given the requisites of an insurable risk,which of the following exposures would make the best subject of a profitable insurance pool? (Assume a premium appropriate to the exposure is charged,and analyze the exposure from an insurer's standpoint.)

• A)insuring college students against their GPA falling below a 3.0
• B)insuring all the dorms on a single college campus against property damage
• C)insuring all the lives of college seniors in the U.S. for $10,000 each, without an initial medical exam
• D)insuring students against the theft or disappearance of textbooks

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Definitions:

William Tuke

A pioneering figure in the reform of mental health care in the 18th century, known for founding the York Retreat which emphasized humane treatment.

Excessive Blood

A condition where there is an abnormally high volume of blood in the body, leading to potential health issues.

Abnormal Behavior

Abnormal Behavior refers to patterns of actions, thoughts, or emotions considered atypical or outside societal norms, potentially signifying a mental disorder.

Benjamin Rush

A Founding Father of the United States and a physician who is considered to be the "Father of American Psychiatry" for his early contributions to the field.