Why Is the National Flood Insurance Program (NFIP)not Actuarially Sound

question 51

Multiple Choice

Why is the National Flood Insurance Program (NFIP) not actuarially sound?

• A)Flood is such a catastrophic peril that no one can ever accurately predict the expected losses
• B)The private insurance market charges rates that are inadequate to fully pay for flood losses
• C)Congress authorized inadequate insurance rates to encourage participation in the program
• D)Congress authorized inadequate insurance rates due to political pressure from elderly Floridians

Identify the effects of damage to specific areas of the cerebral cortex on sensory perceptions, motor skills, and cognitive functions.

Describe the role and location of the cerebellum in coordinating movement and maintaining balance.

Understand how the prefrontal cortex is involved in planning, organizing movements, and suppressing socially inappropriate behaviors.

Recognize the impact of the cerebral cortex's occipital lobe on vision and how damage can lead to cortical blindness.

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Definitions:

Higher Goals

Objectives that reflect broader, more significant aspirations or ideals, surpassing basic or immediate needs in pursuit of longer-term fulfillment.

Delayed Reinforcement

A technique in which a response is followed by a reward not immediately but after a time delay, influencing future behavior.

Immediate Reinforcement

The prompt delivery of a reward or consequence following a behavior, which strengthens the likelihood of that behavior occurring again.

Continuous Reinforcement

A reinforcement strategy where a desired behavior is rewarded every time it occurs, leading to quicker learning of that behavior.