Adverse Selection Results in Which of the Following

question 70

Multiple Choice

Adverse selection results in which of the following?

• A)no underwriting is necessary
• B)applicants for insurance have a higher probability of loss than the average group of insureds
• C)the federal government must write the insurance
• D)better insureds are attracted to the group

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Definitions:

Allopolyploidy

A form of polyploidy occurring when two different species mate to produce a hybrid with two different sets of chromosomes.

Flowering Plants

Plants that produce flowers as their reproductive structures, belonging to the angiosperm group, which includes a wide variety of plants from grasses to trees.

Animals

Multicellular, eukaryotic organisms in the kingdom Animalia, characterized by their ability to move, consume organic material, breathe oxygen, and reproduce sexually.

Fungi

A kingdom of organisms that includes yeasts, molds, and mushrooms, which do not carry out photosynthesis and may be decomposers or pathogens.