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Most speculative risks are insurable.
Mood Disorders
Mood disorders are a category of mental illnesses characterized by severe disturbances in mood and emotion, such as depression or bipolar disorder.
Low-income Groups
Sections of the population that earn significantly less than the average income, often facing economic hardship and limited access to resources.
Hearing Impairment
A partial or total inability to hear; it can vary from slight to profound deafness.
Ableism
Discrimination and social prejudice against people with disabilities, favoring those who are not disabled.
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