Which of the Following Is Not Directly a Subject of State

question 43

Multiple Choice

Which of the following is not directly a subject of state insurance regulation?

• A)financial solvency of insurance companies
• B)trade practices of insurance companies, such as agent compensation and product pricing
• C)marketing activities of insurance companies
• D)loss ratios of property insurers and the benefit ratios of life and health insurers

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Definitions:

Monthly Fee

A recurring charge that consumers or businesses must pay for access to a product or service, typically charged on a monthly basis.

Intertemporal Price Discrimination

A pricing strategy where a seller varies the price of a good or service over time to maximize profits from different consumer willingness to pay.

Marginal Cost

The boost in aggregate expenses associated with producing an extra unit of a good or service.

Hardcover Books

A type of book characterized by a thick, rigid protective cover.