Deductibles Serve Three Major Purposes,and Two of Those Are

question 33

Multiple Choice

Deductibles serve three major purposes,and two of those are:

• A)reduce moral hazards; save on claims handling expenses
• B)reveal moral hazards; eliminate morale hazards
• C)reduce morale hazards; save on claims handling expenses
• D)reveal morale hazards, eliminate moral hazards
• E)reduce claims handling expenses; encourage avoidance

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Definitions:

Social Casework Services

Professional assistance provided by social workers to individuals, families, and groups to help them cope with and solve personal and social problems.

Social Welfare Agency

An organization that provides services designed to aid individuals and families in need, focusing on health, education, and poverty alleviation.

Direct Services

Immediate support services provided to individuals or groups to address specific needs, such as counselling, healthcare, or social assistance.

Scapegoat

The process of unfairly blaming an individual or group for problems or negative outcomes, often to divert attention from the true causes.