What Is the Difference Between a Single Limit and a Split

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The Answer is A single limit (e.g. $100,000) identifies the maximum amount paid for one occurrence regardless of the number of people involved for bodily injury or the amount of property damage. Once the limit is spent, no more coverage exists. The split limit (e.g. 10/20/5) provides $10,000 per person, $20,000 per occurrence for bodily injury and $5,000 for property damage. The maximum paid in this circumstance is $25,000 (excluding defense).

What Is the Difference Between a Single Limit and a Split

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