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One difference between the KOIS and the SCII in item format is that
Mortgage
A loan specifically used for the purchase of real estate, where the property itself serves as collateral for the loan.
Mortgaged Property
Real estate that is secured by a mortgage loan, meaning the lender has the right to seize the property if the borrower fails to make payments.
Standardized National Test
A uniform test administered across a nation to assess the academic abilities or achievements of students in certain grades or levels.
No Child Left Behind Act
A 2001 U.S. Act of Congress that aimed to improve student achievement and change the culture of America's schools through increased accountability for schools, greater choice for parents and students, and more flexibility for states.
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