Mike Is Dying of AIDS and Knows It, but Does

question 46

Multiple Choice

Mike is dying of AIDS and knows it, but does not tell his agent when applying for life insurance. The contract is issued and Mike dies three years later, at which time the insurer learns of Mike's condition. In this case the insurer must:

• A) pay the face of the policy to the beneficiary
• B) return all premiums plus interest
• C) return all premiums without interest
• D) pay the beneficiary, but the insurer can then subrogate against the insured's estate

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Definitions:

Adlerian Therapy

A therapeutic approach based on the theories of Alfred Adler, focusing on community, social interests, and the individuals' power to change feelings, beliefs, and behaviors.

Hostility

Aggressive or unfriendly behavior, attitude, or disposition towards others, often resulting from frustration or anger.

Adlerian Therapy

A psychological therapy based on the theories of Alfred Adler, emphasizing the importance of social interest, community feeling, and lifestyle in shaping personality.

Prosocial Goals

Objectives aimed at benefiting others or society as a whole, often emphasizing altruism and cooperation.