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In reinsurance, the reinsurer is also known as the "ceding" company.
Schizophrenia
A mental disorder characterized by delusions, hallucinations, disorganized speech and behavior, and impaired cognitive ability.
Obsessive-compulsive Disorder
A chronic mental health condition characterized by uncontrollable, recurring thoughts (obsessions) and behaviors (compulsions) that the individual feels compelled to repeat.
Panic Attack
A sudden and intense surge of fear or discomfort, often with no apparent cause, marked by physical symptoms such as heart palpitations, shortness of breath, or dizziness.
Bipolar Disorder
A mental health condition marked by extreme mood swings including emotional highs (mania or hypomania) and lows (depression).
Q3: If a term life policy is convertible,the
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