What Are the 5 Cs of Credit That Bankers Refer

question 35

Multiple Choice

What are the 5 Cs of credit that bankers refer to when making a loan decision?

• A) character,capacity,capital,collateral,and costs
• B) character,capacity,capital,collateral,and credit
• C) character,capacity,capital,collateral,and conditions
• D) character,capacity,capital,collateral,and collections

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Definitions:

Interview

A structured conversation where one individual asks questions, and another provides answers, commonly used for gathering information or evaluating qualifications.

Business Attire

Clothing that is appropriately formal or professional for workplace settings.

Phone Interview

A job interview or research interview conducted over the phone, often used as a preliminary screening method.

General Interview Questions

Pertains to broad, non-specific questions typically asked in interviews to understand the candidate's background, abilities, and personality.