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Element 1,1 of the inverse of the matrix is
Insolvent Debtors
Individuals or entities that are unable to meet their financial obligations or repay their debts.
Debts
Money owed by one party to another under an agreement to repay borrowed funds or obtained resources.
Debtor
An individual or entity that owes money to another party.
Insolvent
A state where an individual or organization cannot meet its financial obligations as debts come due.
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