The Failure by an Applicant to Disclose Material Facts That

question 75

Multiple Choice

The failure by an applicant to disclose material facts that an insurer does not know but has a right to know is called:

• A) misrepresentation.
• B) concealment.
• C) waiver.
• D) fidelity.

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Definitions:

Macrophages

White blood cells that engulf and digest cellular debris, foreign substances, microbes, and cancer cells in a process called phagocytosis.

Experience Of Flow

A state of complete immersion and focus in an activity, often leading to a feeling of enjoyment and fulfillment.

Work Activities

Tasks or duties performed as part of a job or occupation, often contributing to the goals of an organization or business.

Happiness

Happiness is a state of well-being and contentment, marked by feelings of joy, satisfaction, fulfillment, and an overall positive emotional condition.