The Fair Debt Collection Practices Act Applies Directly to Creditors

question 25

True/False

The Fair Debt Collection Practices Act applies directly to creditors.

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Definitions:

Unsolicited Merchandise

Goods sent to a person without their request, where the recipient is typically under no obligation to pay for or return the items.

U.S. Mail

The official postal service of the United States, responsible for delivering letters and parcels domestically and internationally.

Nutrition Labeling and Education Act

A U.S. law aimed at improving consumer access to nutritional information on food labels, facilitating healthier food choices.

Food Labels

Information provided on packaging that includes ingredients, nutritional facts, and allergen information.