The Fair Debt Collection Practices Act Requires a Debt Collector

question 36

Multiple Choice

The Fair Debt Collection Practices Act requires a debt collector to provide the consumer with a written notice.What information must be contained in this notice?

• A) The amount of the debt,with interest and penalties clearly delineated
• B) The name of the current creditor and former creditor
• C) A statement informing the consumer that he can request verification of the alleged debt
• D) A copy of the original credit contract with the original creditor

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Definitions:

Ethical Behaviour

Conduct that is in accordance with accepted principles of right or wrong governing the conduct of a profession.

Results-Oriented

A focus on achieving specific outcomes or goals, emphasizing the end result rather than the process used to get there.

Lasting Friendship

A deep and enduring relational bond characterized by mutual affection, trust, and support over a long period.

Self-Respect

The regard one has for oneself and the value one places on one's own dignity and worth.