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Only a bank may serve as the maker of a certificate of a deposit.
Conifers
A group of cone-bearing seed plants with vascular tissue, mostly evergreens, that includes pines, spruces, and firs.
Gymnosperms
A group of seed-producing plants that includes conifers, cycads, ginkgos, and gnetophytes, characterized by seeds that are not enclosed in an ovary.
Animal-pollinated
Refers to plants that rely on animals, such as bees, birds, and bats, to transfer pollen from one flower to another for fertilization.
Inconspicuous Flowers
Flowers that are not easily noticeable or visible, often due to their small size, dull color, or lack of showy petals.
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