Examlex
Failing to ask questions in class because you assume everyone else understands best exemplifies
Actual Reserves
Actual reserves refer to the total amount of funds that a bank has on deposit at the Federal Reserve bank of its district, plus its vault cash, constituting its total legal reserves.
Fiscal Policy
Governmental policies regarding taxation and spending to influence the economy.
Negative Excess Reserves
A situation where a bank has less reserves than the minimum required reserve, indicating a potential liquidity problem.
Required Reserves
The minimum amount of funds that a bank must hold in reserve against deposits, as mandated by central banking authorities, to ensure bank liquidity.
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