Thrift Institutions Importance as a Source of Funds for Borrowers

question 77

Multiple Choice

Thrift institutions importance as a source of funds for borrowers

• A) has shrunk from around 40 percent of total credit advanced in the late 1970s to below 30 percent by 2011.
• B) has shrunk from over 20 percent of total credit advanced in the late 1970s to around 3 percent by 2011.
• C) has expanded dramatically, from around 15 percent of total credit advanced in the late 1970s to above 25 percent by 2011.
• D) has expanded dramatically, from around 15 percent of total credit advanced in the late 1970s to above 30 percent by 2011.

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Definitions:

Valence

In psychology, refers to the intrinsic attractiveness (positive valence) or averseness (negative valence) of an event, object, or situation.

Specific, Challenging

Goals that are clear and precise, requiring effort and commitment to achieve, and are often motivating.

Expectancy Theory

A motivation theory that suggests an individual's motivation is influenced by their expectation that their effort will lead to desired performance and that performance will lead to a desired reward.

First Level Outcome

The immediate results or effects that are directly attributable to a specific action or intervention.