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The decline in traditional banking internationally can be attributed to
Assumption
A thing that is accepted as true or as certain to happen, without proof.
Past
A term referring to earlier times or events that have occurred before the present, often used in the context of history, memory, or assessment.
Homelessness
describes the condition of lacking stable, permanent, and adequate housing, resulting in living on the streets, in shelters, or in temporary accommodations.
Values
Core beliefs or principles that guide an individual's or society's behavior and decision-making, reflecting what is considered important or worthwhile.
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