[Solved] A common element in all of the banking crisis episodes in different countries is A)the existence of a government safety net. B)deposit insurance. C)increased regulation. D)lack of competition. Heterocephalus Glaber: Also known as the naked mole-rat, a rodent known for its resistance to cancer and its ability to live in low-oxygen environments. Naked Mole-Rat: A rodent species known for its unique traits, including high resistance to cancer and pain, living in underground colonies in Africa. Rover: Typically refers to a mobile vehicle designed for exploring the surface of planets or other celestial bodies, though it can also mean someone who roams. Foraging Gene: The foraging gene is a gene associated with foraging behavior, influencing how an organism searches for and collects food.