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When a Lender Refuses to Make a Loan,although Borrowers Are

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When a lender refuses to make a loan,although borrowers are willing to pay the stated interest rate or even a higher rate,the bank is said to engage in


Definitions:

Anti-Social Risk Takers

Individuals who engage in behavior that goes against societal norms and may involve danger, often disregarding the consequences for themselves or others.

Zuckerman

Marvin Zuckerman, a psychologist known for his research on sensation seeking and the development of the Sensation Seeking Scale.

Disinhibition

A reduction in restraint leading to spontaneous and unrestrained behavior typically suppressed by social norms.

Sensation Seeking

The need for varied, novel, and complex sensations and experiences.

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