If a Bank Has $50 Million in Rate-Sensitive Assets and $20

question 105

Multiple Choice

If a bank has $50 million in rate-sensitive assets and $20 million in rate-sensitive liabilities then

• A)an increase in interest rates will reduce bank profits.
• B)a decrease in interest rates will reduce bank profits.
• C)interest rate changes will not impact bank profits.
• D)a decrease in interest rates will increase bank profits.

---

Definitions:

Desired Behaviors

Desired behaviors refer to specific actions or reactions that an organization seeks to encourage or reinforce among its members.

Restraining Forces

Factors that hinder or slow down the process of organizational change, including employee resistance, inadequate resources, and poor communication.

Driving Forces

Driving forces are factors that push in a direction that causes change or influence events.

Change Agents

Individuals or entities that act as catalysts for change within an organization, driving and facilitating change efforts.