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Researchers find that most people are poor because
Contract
A legally binding agreement between two or more parties that is enforceable by law.
Annually
Pertaining to something that occurs once every year or relating to a period of one year.
Line of Credit
A flexible loan arrangement with a bank or lender, allowing the borrower to draw funds as needed up to a certain limit.
Simple Interest
Interest assessed only on the original investment, without consideration for compounding.
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