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If the Opportunity Cost of Money Is Zero,the Expected Value

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If the opportunity cost of money is zero,the expected value of future dollars is equal to their present value.


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Community

A group of people living in the same place or having a particular characteristic in common, or the feeling of fellowship with others.

Abnormal Fear

An intense, irrational fear of situations or objects that pose little to no actual danger, also known as a phobia.

Public Places

Public places are areas that are open and accessible to people, such as parks, streets, and buildings used for public gathering.

CBT

Cognitive Behavioral Therapy, a psychotherapeutic approach that addresses dysfunctional emotions, behaviors, and cognitions through a goal-oriented, systematic process.

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